Your roof is your first line of protection against the elements, and it is very possible that it will receive damage during a severe storm. As a homeowner, it is critical to educate yourself on storm damage to your roof so that you are prepared in the event of an emergency. Unfortunately, there are many fallacies about storm damage. As a local roofer that specializes in roof repair in Chesterfield, MO, we explain the reality behind some popular misunderstandings in today’s post.
1.) Experience Matters When it Comes to Finding Storm Damage
Many roofing contractors employ salespeople who have been schooled on product expertise but are not always reliable sources for identifying storm damage. The truth is that very few roofers have the expertise, experience, or qualifications needed to correctly detect storm damage. Proper detection of hail and wind damage can be difficult in many circumstances. With years of experience assessing storm damage to thousands of homes and businesses, STL Restoration Pros has it covered. We are Storm Damage Identification Experts, and we have the credentials to prove it!
2.) Without a Claim Filed, Your Insurance Rates Won’t Go Up
If a severe storm strikes your region and causes significant damage, your insurance company may boost everyone’s premiums, regardless of whether you file a claim. If you do not submit a claim, your rate increase will be used to cover the costs of everyone else’s roofing claims. If you do end up having roof damage, filing a claim will help you get back on your feet faster and for less money. Even if you don’t see any visible signs of damage in your house during a storm, you should still call us for a free inspection. There may be damage to your roof that you don’t know about.
3.) If You Make a Claim, Your Insurance Company Might Terminate Your Policy
As a roof repair company, we strongly advise you to file a claim after a storm if your roof has been badly damaged. Insurance companies are not permitted to cancel your policy just because you submitted a valid insurance claim during a storm. Make careful to photograph and take notes on all indicators of damage to your roof to aid with the insurance claim procedure. You can include this paperwork with your claim.
4.) Storm Damage Is Covered Under Your Last Roofing Warranty
It is important to note that certain roofing manufacturers’ warranties do not cover hail and storm damage. If your roof is new, you should get it evaluated following a storm, even if the damage looks minimal. If your roof is damaged in any way, you have a valid insurance claim.
Roof Repair in Chesterfield, MO You Can Trust
STL Restoration Pros is prepared to handle any of your home’s requirements, from regular repairs to roofing emergencies. Our GAF Certified professionals provide full-service roofing services ranging from new installs to basic repairs. Call us now at (314) 812-2777 for additional information or to book an estimate.